PREDICTING CUSTOMER CHURN IN DISTANCE LEARNING: A COMPARATIVE STUDY OF XGBOOST, BAGGING CLASSIFIER, AND SMOTE FOR ENHANCED MODEL PERFORMANCE AND GENERALIZATION. International Journal of Engineering Sciences & Management Research, [S. l.], v. 7, n. 5, p. 1–12, 2020. Disponível em: https://ijesmr.com/index.php/ijesmr/article/view/488. Acesso em: 4 feb. 2026.